PayPal in Kenya is one of the most common payment platform used when making online purchases. This is because PayPal is a very safe system that many people in Kenya use for sending and receiving money in East Africa. In today’s PayPal guide, we will explain how PayPal Works in Kenya.
Many users, when making their payments through the internet, will have found the PayPal logo next to credit cards.
But surely not everyone knows what exactly PayPal is and its mode of operation, especially for many Kenyans.
Long ago, there has been a perception that making payments on the internet was too risky.
Although this idea is still in the minds of some PayPal users in Kenya today, PayPal has eradicated these fears and created an easy and safe way to pay and receive payments online without sharing bank details.
These bank details or financial information will be secured thanks to an automatic encryption system and advanced anti-fraud systems that the company is in charge of continuously updating.
That is the basis upon which PayPal works not only in Kenya but in every part of the world.
Before you can use PayPal in Kenya, you need to register first. The registration process doesn’t take much, and we will take you through that shortly.
Recommended reading: How To Use Equity Bank With PayPal In Kenya.
Overview Of How PayPal Works In Kenya
PayPal is a virtual wallet that you can use to make your payments over the internet without having to enter your bank details on each platform.
When sending or receiving money in Kenya, you do not enter your information on the website you are making the transaction.
Instead, you provide your details in your PayPal account.
PayPal will save this data securely.
Then when you visit a shop (online store) where you want to buy your favorite goods, you only click on the PayPal buy button.
A payment request is made to PayPal, which then makes the transaction on your behalf.
This is a simple overview of how PayPal works in Kenya for making transactions online.
How To Create PayPal Account In Kenya
This guide is focused on how PayPal works in Kenya. Because of that, we will touch briefly on how to create a PayPal account.
We will not go into details on creating the account but an overview of what you need to know to open the account.
Creating a PayPal account is very simple: you only have to the website and choose “Create an account“. You can then decide to create a Personal Account or Business Account.
For most people who have contacted us, they just want to create a PayPal Personal Account.
Select the one you want.
Then you will have to register with PayPal by filling out the form that appears after clicking the button.
You will have to enter the code shown in the image and click “Continue“.
That is basically how to create a PayPal account in Kenya.
Related article: How To Get Refund From PayPal.
Choose A Payment Method
It is obvious that the primary purpose of creating a PayPal account in Kenya is either sending or receiving funds.
Before you make a payment with your PayPal account, you need to select a payment method.
You have the option to pay with your bank account or with your card. Choose the one that suits you best.
Enter Your Infomation
Once you choose your payment method, you have to fill in the information PayPal asks us for.
Like you have seen earlier, the main approach of how PayPal works in Kenya is by using the information you provide in your account to make a transaction on your behalf.
In this case, I will assume you have chosen to pay through your bank account. For this reason, you need to enter your bank account details.
You do not need to worry about the information you provide because PayPal will store them securely and will not share them with third-parties.
This will be the only time that you will have to enter your data in PayPal, and you can buy online without revealing this data, simply by accessing your Pay Pal Kenya account.
Once the data has been entered, a new window will appear to confirm the use of PayPal in your bank account.
When you click “Accept“, a PayPal notice will appear explaining the process to validate your PayPal Kenya account.
PayPal will make a small deduction to your bank account, and when you check the statement, you will have to enter the exact amount to confirm that you are the account holder.
Sometime you may be asked to enter the code in your bank account statement.
If you prefer, you can choose to link your debit or credit card to PayPal and start shopping immediately.
You will have to select your card and enter your details. Then click “Continue” to link your card.
How To Verify Your PayPal Account In Kenya
To verify your PayPal account in Kenya, you will have to wait a few days and, once you have PayPal transfers in your account, enter the code in your account statement.
To do this, you will have to log in to your PayPal account and select “Confirm bank account” in the right column.
Once you click on the confirmation button, you will have the option to enter the code or amount that PayPal has deposited in your account and, thus, verify it.
Once you click the “Send” button, a confirmation screen will appear, and we will know that our account is already verified.
That is all you need to do when verifying your PayPal account in Kenya.
The process of verifying your PayPal account is one crucial step on how PayPal works in Kenya and all other countries around the world.
You do not need to skip this vital step since it is very mandatory, and your account may be limited if you do not verify the ownership.
Once you verify, you are good to go.
Start Shopping With PayPal In Kenya
Once you have your PayPal account verified, you can start making payments on a plethora of e-commerce websites and marketplaces which offer the option to pay with PayPal.
You can as well sell your products and services and receive payments through PayPal in Kenya.
You just need to know how Paypal works.
When you are shopping online, you need to look out for the PayPal logo.
At checkout, Once you select PayPal, the page will open for you to log in and confirm the order. The order will also appear in the left column showing or the details for you to confirm.
And now that you know how to set up and use PayPal in Kenya, you can use your account to buy at any store not only in East Africa but across the world.
Does PayPal Work With Mpesa In Kenya
Yes. You can use PayPal with your Mpesa account.
Here is what you need to do to link your PayPal account to Mpesa in Kenya:
- You need to go to the website: https://www.paypal-mobilemoney.com/m-pesa.
- Log in to your PayPal Kenya account.
- Agree to the terms of service.
- Register for M-Pesa, if you do not have an account.
- Add the Mpesa number you will like to connect to your Kenya PayPal account.
- A verification code (PIN) will be sent directly to your Safaricom line through SMS.
- Enter this code to complete linking your Mpesa account to your PayPal account.
When your PayPal account is activated, you can perform almost all transactions with your account through Mpesa.
You can top up your PayPal account as well as withdrawing money from your account.
How Can You Withdraw Money From PayPal In Kenya
There are several ways you can withdraw money from PayPal to your bank account in Kenya but the easiest way is by using M-Pesa.
Transferring money from PayPal to your Mpesa account in Kenya is now easier and faster than you used to know.
Read this guide: How To Withdraw Money From PayPal To M-Pesa.